We are committed to protecting your privacy, and in handling personal information in compliance with the National Privacy Principles for the fair handling of personal information, as set out in the Privacy Act 1988. Individuals will be given access to their personal information on request. If you have any questions or concerns about your privacy please contact us. We use the types of personal information collected for the purpose of assessing applications for credit for the purchase of our product range which may include obtaining information about your personal and commercial credit arrangements from credit providers not only named in your application for credit; but also from credit providers who may be named in any personal or commercial credit report issued to us by a credit reporting agency. We also use personal information for the purposes of managing your account, assessing your financial position and collecting our debts (if you fail to make payments as required) and providing updates on our range of products and services. The information you provide may be disclosed to our related companies, contractors, credit providers and, if necessary, our risk insurer, debt collectors and any other credit reporting agencies. This statement is in addition to the consents obtained by us under Part IIIA of the Privacy Act 1988.